What is Social Security Disability?

Social Security Disability Insurance, or SSDI, is a Federal program that provides aid to people who are unable to achieve gainful employment as a result of a permanent disability. SSDI is financed by the Social Security tax. Therefore, any person that qualifies as disabled according to the definition provided by Social Security Administration (SSA), and who has paid Social Security taxes long enough to achieve sufficient work credits, can qualify for SSDI.

How to Apply

If you believe you qualify for Social Security Disability you can apply for your disability benefits by submitting an initial application for disability benefits over the phone, on the internet, or in person at any Social Security Administration office (SSA).

Do I Qualify?

If you have worked approximately 5 full years out of the last 10 years, and you have become unable to work, then Social Security Disability Insurance Benefits may be available. This insurance benefit is available only to those who have paid in, and your ability to qualify is not affected by your household income or net worth.

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